Financial Advisers (Independent) in Southampton
20 Bridge Road
Perhaps you would like to fund home improvements lifestyle enhancements or that dream holiday. Maybe you need cash to supplement your income pay off debts or to help your children onto the property ladder. Equity Release can be the route to all of these financial goals as it unlocks the money currently tied up in your property. We would be happy to discuss your situation in confidence and without charge or obligation of any kind.
Kevin started in the financial services industry in 1979 as an 18 year old employed as an insurance agent for The Royal London Mutual Insurance. He was promoted to a Life Specialist in 1984. Kevin joined Norwich Union (now Aviva) in 1992 and from 1999 specialised in retirement advice. Kevin moved from Aviva in 2012 to join The Right Equity Release in order to provide whole market independent financial advice regarding protection and equity release.
Kevin is a qualified member of The Chartered Insurance Institute holding the Certificate in Equity Release and is a member of the Society of Mortgage Professionals. He is also a member of Equity Release Council.
Kevin is a friendly, sociable person: He plays in Woodfalls Band, one of the premier brass bands in the country; He helps out at his local church; and his professional life very much revolves around doing all that he can to ensure my clients' financial security and peace of mind.
Signing up to an Equity Release plan is a bigger decision than arranging a conventional mortgage: we often deal with elderly clients in vulnerable situations. We developed our National Solicitors Network to protect clients and help their decision making. We insist that, before completion of any application, all of our clients receive independent legal advice and have at least one meeting with a solicitor. We work extremely closely with other professionals, such as solicitors, accountants and IFAs, who see us as a “safe pair of hands" into which to entrust their clients' financial futures. We also work very closely with the network of equity release providers and lenders: indeed, the closeness of our relationships with these companies is reflected in the preferential rates that our clients enjoy from them.
Because of our commitment to developing strong and long standing professional relationships with the aforementioned network of providers and lenders, The Right Equity Release has been able to secure many preferential rates and terms that are not available elsewhere in the marketplace. These preferential rates and terms naturally benefit our clients and the estates that their beneficiaries will inherit.
Kevin's greatest satisfaction comes from helping people – making dreams come true when they thought they were impossible, or removing financial obstacles that they thought were intractable.
As a family man, with three children and two grandchildren, Kevin understand all too well the enormous financial pressures on each generation. This perspective enables him to empathise all the more with his clients, to bear in mind their needs and their goals at all times, and to source for them the very best financial plan.
Kevin Woods has over 13 years' experience in the Equity Release market and has an excellent knowledge of all the products available. He has hundreds of satisfied clients that have taken out equity release plans following his advice. From his knowledge of products across the whole market, Kevin will select the product with the terms and conditions interest rates that will be best suited to your needs. Kevin is a registered individual of The Right Equity Release. The Right Equity release offer face to face independent advice. Kevin will help you achieve the right equity release plan for you and will only charge a fee on completion of any business you do. Peace of mind and prosperity for his clients is his primary objective.
The Equity Release Council aims to protect the customer by putting safeguards and guarantees in place so that the customer has better knowledge, is treated fairly and is able to confidently decide whether Equity Release is right for them. The members, including lenders, who sign up to the Council, agree to abide by its code of conduct.
The Code of Conduct states that customers have the right to remain in their property for life. However, the customer also has the right to move the plan to another property without penalty if they should wish to do so. These undertakings give great reassurance and peace of mind to all Equity Release customers.
The Code further states that all customers will be provided with clear concise paperwork, which includes all set up costs, house move expenses and changes in house values. The client's legal work will always be performed by a solicitor of their choice, who is required to sign a certificate stating that the plan and its risks have been fully explained.
The Code of Conduct also requires the Equity Release Certificate to state the costs to the client's assets and estate. Equity Release also carries a guarantee of no negative equity. Both of these points offer valuable protection to the overall value of the client's estate and thus to the inheritance that can be left to their beneficiaries.
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Specialist in Equity Release plans from across the UK market and gives advice on lending to people over 55 years of age and those who are retired.
"Dear Kevin, thank you so much with all your help in my fathers equity release, and other matters regarding the financial matters you have provided us with, it has given him peace of mind, and to have a better life. You have made this stress free for me, as I am his Power of attorney. If I need any more help, or have any one that needs good advise I will aways recommend you. Thank you again."
Yvonne, Ashford Middlesex
"We would just like to say a BIG thank you for all you have done in helping us get the equity release we wanted. You are very professional and at the same time very helpful. You made it all a 'piece of cake'. Nothing was too much trouble. It can be a bit scary when doing something like this, but you explained everything in detail and in plain English, which put us greatly at ease. We hope many more people use your service, and we are sure they will be as pleased with the whole easiness of things as we have been."
Doris and Andy
"I have worked with Kevin on and off for 16 years and I can guarantee his advice and service as one of the best I have ever seen."
"You did not rush me once, no hard sell like the others (at 74 years old, it all takes time to register), and you gave me the time, no pressure. I was so lucky to have you as my Financial Advisor and I would recommend you to anyone I know, as I will be certain that their affairs would be dealt with with care, concern and honesty."
"I would like to express my sincere thanks to you for your guidance and help in seeing us through the mortgage release; we would probably not considered such an adventure without you. The first of the tasks is due to start at the end of the month. Once again, many thanks Kevin."
"Thank you Kevin for explaining the positives and negatives so well during the Equity Release process and ensuring that I had the mortgage that best suited my needs. You helped me sort out any problems that arose along the way and dealt with things promptly and professionally. Highly recommend your services."
Mrs F, Fleet
"Kevin not only brings a wealth of experience to support his advice, he brings integrity and a drive for satisfied customers that raise him to the highest levels in his chosen fields."
"I would like to express my sincere thanks to Kevin Woods for his guidance and help and advice in helping us to decide on mortgage release. The advice you gave was extremely helpful. Once again, many thanks Kevin."
Mrs H, Hampshire
"Kevin did a fantastic job in sorting out the equity release for my parents recently. His knowledge in this field was excellent and he acted in a trustworthy and professional manner at all times. I would have absolutely no hesitation in recommending him to others in need of this service. In fact my mother was so impressed that she baked him a cake as a thank you."
"Both David and I are extremely grateful to you for all your help and advice over the past year in getting the mortgage set up and operational. You knew the ins and outs of dealing with the Court of Protection and you obtained Pension Credit for Lorna as we did not realise she was eligible. Thank you also for your two visits to sort out all the paperwork and for using all your professional knowledge to help us through a difficult process. It was a great help to have you to liaise with our solicitors and then with Aviva directly."
Anna and David
"The funds from the equity release scheme have been credited to my bank account today. I cannot thank you enough for your advice and the way you guided me through the whole transaction. You kept me informed every step of the way and made the whole episode stress free. My son is thrilled to be receiving a windfall at this time in his life. He and my daughter in law have been trying to save enough deposit to buy rather than rent a property when they move, after the baby is born, from New York to Boston (where her family lives) and my donation will make it possible which makes me very happy. I can highly recommend your services. Thank you again."
"You could not meet a more genuine or caring individual in Kevin. He will go out of his way to ensure your future giving you complete peace of mind."
"A gentleman through & through. Always has been, always will be. Be assured your in the safest hands with this gentleman."
"We are just writing to convey our appreciation for all your time and effort that you put into trying to secure a lifetime mortgage for us. As you already know from our previous phone conversation, we have decided not to proceed on this occasion for various personal reasons. Nevertheless if at any time in the future we reconsider this option, we would certainly be very happy to contact you again. You worked tirelessly for our interests, and for that we thank you very much."
Les and Linda, Southampton
Testimonials are added by the business owner and are not independently verified.
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